The Cost of Residential Care Homes
Residential care homes provide a safe environment for a resident, where they are encouraged to maintain their independence for as long as possible. However, should the need for assistance arise, it will only be a few moments away. These care homes provide residents with assistance with the daily activities of life, like bathing, dressing, and meal preparation. Housekeeping services and transportation are also provided. There are a number of different types of residential care homes to choose from, and many excellent facilities are located right in Southern California.
One of the first questions that prospective residents, and their family members, ask is “What is this going to cost?”. On the whole, residential care homes are less expensive than nursing homes. The cost of residential care for your loved one can range from $1,500.00 to $4,500.00 per month. These figures are based upon a number of different factors, including the care needs of a resident, the geographic location of the facility, and the quality of the accommodations.
In 2007, according to a survey conducted by the California Department of Health, the average monthly cost of care in a residential care home was $2,500.00 for a shared bedroom and $3,500.00 for a private bedroom. On average, the yearly cost of a residential care home for an individual was estimated to be around $46,000.00 a year, and it is a common consensus that these costs are climbing each year. As the primary caregiver of your loved one, you may be worried about how you are going to afford these costs.
As a general rule of thumb, the cost of residential care is paid privately and is not covered by private health insurance, Medicare or MediCal. In some cases, long term care insurance policies may be used to defray these expenses. Also, a veteran or a spouse or widow of a veteran may qualify for a special pension available from the Veteran’s Administration to help offset the costs of residential care.
It can be difficult to determine how you are going to pay for the cost of a residential care home for your loved one. However, Senior Living Options of the Desert is here to assist you. While they are primarily a referral and placement agency, they can provide you with assistance in discovering your different payment options.
To find out more information about residential care homes in your community, please contact one of their family advisors at 1-888-700-4322 today.